Best Instant Funding Prop Firms

Instant funding prop firms provide traders with immediate access to funded accounts, bypassing the evaluation or verification processes typical of traditional prop firms. These firms cater to experienced traders ready to showcase their skills and take advantage of capital without proving themselves through simulated trading phases.

Best Prop Firms

Account size up to:
$650,000

*Choose your account type and start trading
Account size up to:
$300,000

*Choose your account type and start trading

Key Benefits of Instant Funding Prop Firms:

  • Immediate Access to Capital: No waiting for evaluation or challenges.
  • Profit Potential: Begin earning from day one.
  • Flexibility: Often fewer restrictions on trading styles or instruments.
  • Time-Saving: No prolonged evaluation period.

Best Instant Funding Prop Firms in 2024

1. FTMO (Instant Account)

Overview: FTMO is renowned in the prop trading world and recently introduced an instant funding option. While their evaluation accounts are popular, the instant funding program appeals to traders eager to start earning immediately.

  • Capital Available: Up to $100,000
  • Profit Split: 80%-90%
  • Fees: One-time upfront payment
  • Trading Rules: Minimal restrictions, allowing freedom in strategies.
  • Why Choose FTMO? Trustworthy platform with proven credibility and excellent support.

2. The 5%ers

Overview: Aimed at Forex and CFD traders, The 5%ers have gained recognition for their simple and transparent funding structure. Their instant funding option is an excellent choice for those who want a quick start.

  • Capital Available: Up to $100,000
  • Profit Split: 50%-70%
  • Fees: Refundable after meeting profit targets.
  • Trading Rules: Focus on low-risk strategies with a steady approach.
  • Why Choose The 5%ers? Ideal for disciplined traders focused on consistency.

3. My Forex Funds (Accelerated Program)

Overview: Known for flexibility and affordability, My Forex Funds’ Accelerated Program offers instant funding designed for ambitious traders.

  • Capital Available: Up to $50,000 (with scaling options)
  • Profit Split: 85%
  • Fees: Tiered upfront payment based on account size.
  • Trading Rules: Trade on Forex, indices, and commodities with high leverage options.
  • Why Choose My Forex Funds? High-profit split and scalable growth opportunities.

4. TopStep (Direct Funding)

Overview: Although traditionally known for its two-step evaluation process, TopStep now offers direct funding for traders ready to trade live.

  • Capital Available: Up to $150,000
  • Profit Split: 80%-90%
  • Fees: Monthly subscription or one-time payment for direct funding.
  • Trading Rules: Consistent risk management guidelines.
  • Why Choose TopStep? Reputable firm with a trader-focused approach.

5. Fidelcrest (Instant Funding Program)

Overview: Fidelcrest has a dedicated instant funding option for traders who want to skip the testing phase. They focus on providing a balanced trading environment with high profit-sharing rates.

  • Capital Available: Up to $200,000
  • Profit Split: 80%-90%
  • Fees: One-time payment, varies by account size.
  • Trading Rules: Flexible, with no restrictions on style or instruments.
  • Why Choose Fidelcrest? Great for traders with proven strategies seeking larger capital allocations.

Factors to Consider When Choosing an Instant Funding Prop Firm

  • Upfront Fees: Ensure the fee aligns with your budget and trading goals.
  • Profit Split: Look for competitive splits that reward your efforts.
  • Trading Rules: Opt for firms that accommodate your trading style.
  • Credibility: Research the firm’s reputation and reviews to avoid scams.
  • Scaling Opportunities: Choose firms offering growth based on your performance.

FAQs on Instant Funding Prop Firms

1. What is an instant funding prop firm?

Instant funding prop firms provide traders with immediate access to trading capital without requiring a lengthy evaluation or assessment phase. Traders can start trading live accounts as soon as they sign up and pay the necessary fees.


2. How does instant funding differ from traditional prop firms?

The primary difference is the lack of an evaluation phase. Traditional prop firms require traders to pass one or more challenges to prove their skills, while instant funding firms let traders start trading with real capital immediately.


3. Who should consider joining an instant funding prop firm?

Instant funding is ideal for:

  • Experienced traders with a proven track record.
  • Traders who want to skip the time and effort required for evaluations.
  • Those confident in their ability to manage risk and trade profitably.

4. Are there any risks associated with funding accounts?

Yes, risks include:

  • Losing the upfront fee if trading results in account termination.
  • Potentially stricter trading rules compared to evaluation-based accounts.
  • The possibility of losing access to capital if the firm has unclear policies or poor credibility.

5. How much does it cost to join an funding prop firm?

The fees vary widely depending on the firm and account size, typically ranging from $100 to $2,000. Some firms refund fees if you achieve specific profit targets.


6. What kind of profit split can I expect?

Most instant funding prop firms offer profit splits ranging from 50% to 90%, depending on the firm and program chosen.


7. Are there any restrictions on trading styles?

It depends on the firm. Many instant funding prop firms allow flexibility in trading styles, including scalping, swing trading, and algorithmic trading. However, some impose restrictions on news trading or require adherence to specific risk management guidelines.


8. Can I scale up my account with an instant funding prop firm?

Yes, many instant funding firms offer scaling programs. Traders can increase their account size and capital allocation based on consistent profitability and good risk management.


9. What happens if I lose money in my funded account?

Each firm has a drawdown limit, which is the maximum loss allowed. If you exceed this limit, the account is typically terminated, and you lose access to the capital.


10. How do I choose the best instant funding prop firm?

Consider the following factors:

  • Credibility and reviews of the firm.
  • Account sizes and profit splits.
  • Upfront fees and refund policies.
  • Trading rules and restrictions.
  • Flexibility and customer support.

11. Are instant funding prop firms regulated?

Most prop firms are not regulated in the traditional sense, as they operate differently from brokers. Always research and choose a reputable firm with transparent policies.


12. Do I need a trading track record to join an instant funding prop firm?

Not necessarily, but having a proven track record significantly increases your chances of success, as these firms don’t provide extensive training or trial periods.


13. Can beginners join instant funding prop firms?

While possible, it’s not recommended for beginners. Instant funding firms are better suited for experienced traders who can handle the risks and responsibilities of managing large capital effectively.


14. What markets can I trade with an instant funding account?

Most firms allow trading in:

  • Forex
  • Commodities
  • Indices
  • Stocks
  • Cryptocurrencies

15. What happens to my profits?

Profits are split based on the firm’s profit-sharing agreement. Most firms pay out profits monthly, bi-weekly, or upon request, depending on their payout structure.

Conclusion

Instant funding prop firms have revolutionized the trading industry, offering skilled traders an opportunity to bypass evaluations and dive straight into live trading. Whether you value a high profit split, large capital, or minimal trading restrictions, there’s an option tailored to your needs.

By carefully evaluating each firm’s offerings and aligning them with your trading style, you can find the right partner to support your trading ambitions. Start your journey today with one of these top instant funding prop firms and turn your trading expertise into profitable success!